Banks and Their Role in Financing Investment in Libya

Authors

  • Asma Mubarak Al-Hasi Department of Finance and Banking - Faculty of Economics - University of Benghazi Author

DOI:

https://doi.org/10.54172/4nx6xk19

Keywords:

Investment, Financing, Commercial Banks

Abstract

This study aimed to identify the role that commercial banks play as one of the important financial institutions in Libya, and this study used the descriptive approach, as it is the appropriate approach for this type of study, which is based on describing the phenomenon, and the study relied on data and statistics issued by the Central Bank of Libya during The period from (1990- 2019). The results of the study concluded that loans for economic activities granted by commercial banks were stable, but witnessed a significant increase during the study period, and that real estate loans were high throughout the period under study, and that industrial loans witnessed a rise at the beginning of the period under study and stabilized in the middle of it, and stopped during the last years of the study period. The results also showed that social loans were low but increased at the end of the study period, and that advances and overdrafts granted by commercial banks were low but increased at the end of the study period, while the values of bills of exchange were fluctuating throughout the study period, and that the facilities granted by the banks The commercial banks were low in the past but rose a lot at the end of the study period, and that the total values of credit granted by commercial banks were low, and rose significantly at the end of the period referred to.

References

أولاً: الكتب (Books)

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ثانياً: الدوريات العلمية (Journals)

Batal, Ahmed Hussein et al. (2011). "The Role of Private Banks in Financing Small and Medium Enterprises in Iraq" (Approx. Translation), Journal of Anbar University for Economic and Administrative Sciences, 4(7).

Amer, Tariq. (2000). "Developing and Developing Capital Markets in Developing Countries and Financing and Investment Capabilities" (Approx. Translation), Journal of Financial and Banking Studies, Arab Academy for Financial and Banking Sciences, 8(2), pp. 9-11.

Abdullah, Al-Sadiq & Amhamed Belgassem. (2016). "Problems and Obstacles Limiting the Contribution of Commercial Banks in Financing Small and Medium Enterprises: A Field Study from within Al-Jumhuriya Bank in Tripoli" (Approx. Translation), Afaq Iqtisadiya Journal, (5).

Fawzi, Abdelkader & Abdelrazek, Al-Taher. (2019). "The Role of Banks and Financial Institutions in Financing Small and Medium Enterprises in Libya" (Approx. Translation), Journal of Human and Society Studies, (8).

Fayyad, Mohammed. (2003). "The Role of Commercial Banks in Financing Private Investment in Libya" (Approx. Translation), Paper Presented to the Conference on Investment in the Libyan Economy: Reality and Horizons, Faculty of Economics, University of Garyounis, pp. 1-23.

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Al-Nasour, Iyad Abdelfattah. (2009). "Measuring the Efficiency of Government Financing Directed Towards the Development of Small Enterprises in Jordan" (Approx. Translation), Arab Journal of Administration, 16(3).

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ثالثاً: الرسائل العلمية (Theses)

Ahmed, Khalid Al-Nuwaisri. (2007). "The Role of Commercial Banks in Developing Small and Medium Enterprises" (Approx. Translation), Master's Thesis, Libyan Academy.

Abu Saa', Ramadan Ahmed. (2009). "The Role of Bank Financing in Developing Small Industries: An Applied Study on Small Industries in Libya" (Approx. Translation), Master's Thesis, Libyan Academy.

Abu Naji, Kifah. (2014). "The Developmental Impact of Small and Medium Enterprises Financed by the Ministry of National Economy" (Approx. Translation), Master's Thesis, Faculty of Commerce, Islamic University, Gaza.

Al-Hasi, Asma Mubarak. (2009). "Bank Loans and Their Impact on the Growth of the Industrial Sector in Libya" (Approx. Translation), Master's Thesis, Department of Economics, Faculty of Economics, Al-Marqab University.

Khairi, Rajab & Al-Fitouri, Amer. (2008). "An Economic Study of the Securities Market in the Economy" (Approx. Translation), University of Tripoli.

رابعاً: المؤتمرات والندوات (Conferences and Seminars)

Haddad, Manawer. (2006). "The Role of Banks and Financial Institutions in Financing Small and Medium Enterprises - Insights from the Experience of Jordan and Algeria" (Approx. Translation), International Forum on the Requirements for Qualifying Small and Medium Enterprises in Arab Countries, April 17-18, 2006, University of Hasheba Ben Ali, Algeria.

خامساً: التقارير والنشرات (Reports and Publications)

Annual Reports of the Central Bank of Libya from 2007-2014.

Economic Bulletins of the Central Bank of Libya from 2013-2019.

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Published

2021-06-30

Issue

Section

Articles

How to Cite

Banks and Their Role in Financing Investment in Libya. (2021). Al-Mukhtar Journal of Economic Sciences, 8(01), 137-160. https://doi.org/10.54172/4nx6xk19