An Examination of the Impact of Key Determinants on Credit-granting Decisions in Banks Operating in Al-Bayda City and its Surrounding Areas. Al-Mukhtar Journal of Economic Sciences, [S. l.], v. 12, n. 2, p. 162–189, 2025. DOI: 10.54172/q1yxp751. Disponível em: https://mdp.omu.edu.ly/journals/index.php/mjes/article/view/1301. Acesso em: 24 jan. 2026.